Hurricane Preparedness: A Home Buyer's Checklist for New Orleans

June 7, 2024

Structural and Roof Inspection

Your home’s roof is your first line of defense against wind and water damage. Before hurricane season, have a licensed inspector evaluate your roof for missing or damaged shingles, deteriorated flashing, and secure fastening. Older roofs, particularly those over 15 to 20 years old, are far more vulnerable to storm damage. If you’re considering purchasing a property, ask for a professional roof inspection as part of your due diligence, and factor in potential replacement costs when making an offer.

Beyond the roof, inspect your foundation, walls, and garage doors. Even small cracks in the foundation can allow water intrusion during heavy rains. Impact-resistant garage doors are a smart investment since garage failures often lead to catastrophic wind damage. Many homeowners find that these upgrades not only provide peace of mind but can also lower insurance premiums.

Exterior Preparation and Landscaping

Trim tree branches that hang over your roof or near power lines at least six to eight feet away from your home. Dead or diseased trees should be removed entirely. Debris becomes dangerous projectiles in high winds, so clear gutters, secure outdoor furniture, and store loose items in a garage or shed.

Check that your windows and doors are properly sealed and functioning. Newer homes often have impact-resistant windows, which are worth the investment if you’re renovating. Storm shutters or plywood panels should be inspected and stored accessibly so you can install them quickly if a hurricane approaches.

About the Author: Billy Borrouso is a licensed real estate broker and Certified Residential Specialist (CRS) with over 20 years of experience in the New Orleans metropolitan area. Since 2004, Billy has guided buyers, sellers, and investors through every stage of the real estate process, from first-time home purchases to new construction in Old Metairie. He is a consistent NOMAR Gold Award recipient (2007–2011) and previously worked with Esslinger-Wooten-Maxwell Realtors, one of South Florida’s largest firms. Billy’s deep knowledge of New Orleans neighborhoods and his hands-on approach make him a trusted partner from start to finish.

Documentation and Insurance

Photograph and video-record your home’s interior and exterior condition before hurricane season. Store these files digitally and in a secure offsite location. This documentation is invaluable for insurance claims if damage occurs. Review your homeowner’s insurance policy carefully and confirm that your coverage limits match your home’s current replacement value. Standard policies often exclude flood damage, so verify whether you need separate flood insurance through the National Flood Insurance Program.

According to the National Association of Realtors, homeowners who invest in hurricane preparation can reduce property damage by up to 60 percent. That’s a compelling reason to prioritize these tasks now rather than waiting until a storm is on the horizon.

When working with a real estate agent, don’t hesitate to ask about a neighborhood’s resilience and evacuation history. Our team at Borrouso Realty understands the local factors that affect property safety and can help you sell your current home or find a property that aligns with your hurricane preparedness goals. Taking these steps today protects your home, your family, and your financial security for years to come.

Have questions about buying or selling? Reach out to us today and we’ll be happy to help you every step of the way.